Private Portfolio Tracker.
No Account Required.

DecentWealth is a privacy-first portfolio tracker for iPhone, iPad, and Apple Watch. It lets you track stocks, ETFs, digital assets, real estate, retirement accounts, vehicles, and cash in one app. No account is required and all data is stored on your device, not on external servers.

Yes, with a limit. DecentWealth is free to download. The free tier supports up to 5 assets and includes stock and ETF tracking, digital asset wallet monitoring, basic portfolio analytics, Apple Watch app, and home screen widgets. Premium unlocks unlimited assets, advanced analytics, iCloud sync, and tax export. See full pricing.

DecentWealth stores all data locally on your device. There are no user accounts, no external servers storing your portfolio, and no analytics SDKs tracking your behavior inside the app. If you enable iCloud sync, your data is encrypted end-to-end in your personal iCloud account. Biometric authentication (Face ID and Touch ID) protects access.

DecentWealth supports all leading blockchain networks: Bitcoin, Ethereum, Solana, Polygon, Base, Arbitrum, Optimism, Avalanche, BNB Chain, zkSync, Linea, Scroll, WorldChain, Zora, Unichain, Plasma, Arbitrum Nova, and HyperEVM. You paste your wallet address and balances update automatically. Over 15,000 digital asset tokens are tracked with real-time pricing. No exchange API keys or logins are needed.

Yes. DecentWealth includes a dividend calendar that shows upcoming payments, income projections for up to 10 years, and yield tracking per holding. The app uses over 30 years of historical dividend data to generate accurate income forecasts based on your current stock and ETF holdings.

DecentWealth is available on iPhone, iPad, and Apple Watch. It also includes home screen and lock screen widgets. With iCloud sync enabled, your portfolio stays in sync across all your Apple devices with end-to-end encryption.

No. DecentWealth requires no account, no email address, and no personal information to get started. Download the app and begin tracking immediately. This is a core design principle, not just a convenience feature.

Most portfolio trackers require an account and store your financial data on their servers. DecentWealth keeps everything on your device. There are no analytics SDKs, no tracking pixels, and no behavioral data collection in the app. It also works offline, supports data export and deletion at any time, and covers both traditional investments and digital assets in a single app.

Yes. DecentWealth works offline for viewing your portfolio, holdings, and historical data. Live price updates and wallet balance sync require an internet connection, but your core portfolio data is always available on-device without a connection.

The free version supports up to 5 assets total and includes stock and ETF tracking, digital asset wallet monitoring across 18 blockchain networks, precious metals, real estate and vehicle tracking, basic portfolio analytics (allocation chart, holdings performance, transaction activity), Apple Watch app, home screen widgets, and Face ID lock. No account is required.

Premium unlocks unlimited assets (free tier supports up to 5), Dividend Analytics (calendar, income projections, yield tracking), Sector Allocation by industry, Benchmark Comparison against S&P 500 and other indices, Monthly Performance Heatmap, iCloud sync across all Apple devices, and tax report export as CSV or PDF. Full breakdown on the pricing page.

DecentWealth is the only major iOS portfolio tracker that requires no account and stores all data locally on your device. Copilot costs $13/month and stores data in the cloud. Empower requires an account and is ad-supported. Delta requires an account for full functionality. None of them have a native Apple Watch app, full offline support, or on-device storage. DecentWealth Premium adds Dividend Analytics, Sector Allocation, and Benchmark Comparison starting at $29.99 per year.

Yes. DecentWealth does not connect to banks or brokerages via Plaid or any similar service. Holdings are entered manually for stocks and real estate, or tracked via read-only public wallet addresses for crypto. This is intentional: it eliminates the security and privacy risks that come with brokerage API access.

Yes. DecentWealth v1.3 added precious metals tracking: Gold, Silver, Platinum, and Palladium with live spot prices updated hourly. Enter your holdings in troy ounces, grams, or kilograms and the app converts automatically. Precious metals appear in your portfolio allocation chart alongside stocks and crypto. No API key or subscription is required.

Yes. The Market Comparison chart in Analytics normalizes your portfolio return and plots it against S&P 500, NASDAQ, Dow Jones, Euro Stoxx 50, DAX, or Bitcoin over the same time period. You choose the timeframe and the benchmark. An outperformance badge shows the exact percentage points you are ahead or behind the index.

Yes. DecentWealth includes a Sector Allocation chart that breaks your stock portfolio down by industry: Technology, Healthcare, Financials, Consumer Discretionary, Energy, and more. Commodities and crypto appear as their own groups. ETFs stay separate rather than being misclassified into sectors they don't belong in.

Every stock and ETF row shows a live market status dot. A green animated dot means the exchange is open right now and the price is current. A grey dot means the market is closed and you're looking at the last known price. US markets (NYSE/NASDAQ, 9:30 AM-4:00 PM ET), European exchanges (9:00 AM-5:30 PM CET), and the London Stock Exchange (8:00 AM-4:30 PM GMT) are all supported. Prices refresh every 90 seconds when markets are live and every 5 minutes when all markets are closed.