Pricing
Track up to 5 assets for free. Premium unlocks unlimited assets, advanced analytics, iCloud sync, and tax export.
Free
Forever
Premium Monthly
Per month
Premium Yearly
Per year
~$2.50/month. Save 58%.
Premium Family
Per year, up to 6 people
Prices shown in USD. The App Store charges in your local currency. See regional prices below.
Track up to 5 assets across all types. No time limit, no paywall after a trial. These features are free permanently.
Sector Allocation, Benchmark Comparison, Heatmap, and Dividend Analytics are Premium.
5
Wallets, stocks, ETFs, real estate, vehicles, cash, and liabilities all count toward this limit. Add your first positions and see how DecentWealth works.
Need more? Premium removes the limit entirely.
$29.99/year vs $156/year for a tracker that requires an account and stores your data in the cloud.
| Feature | DecentWealth Free | DecentWealth Premium | Copilot | Typical tracker |
|---|---|---|---|---|
| Annual cost | $0 | $29.99/yr | $156/yr ($13/mo) | Free or $50-200/yr |
| Asset limit | 5 total | Unlimited | Unlimited | Unlimited |
| Account required | None | None | Required | Required |
| Where data is stored | Your device | Your device + iCloud | Copilot servers | Provider servers |
| Dividend analytics | Premium only | Calendar + projections | No | Sometimes |
| Benchmark comparison | Premium only | vs S&P 500, NASDAQ, DAX... | No | Sometimes |
| Apple Watch app | Yes | Yes | No | Rarely |
| Crypto wallet tracking | 18 networks | 18 networks | No | Varies |
| Works offline | Yes | Yes | No | No |
| No bank connection | Yes | Yes | Uses Plaid | Often uses Plaid |
| Precious metals | Gold, Silver, Pt, Pd | Gold, Silver, Pt, Pd | No | Rarely |
Copilot price as of May 2026. Competitor features based on publicly available information.
The App Store charges in your local currency. Prices are set by Apple's regional pricing framework and include applicable local taxes.
Americas
| Country | Monthly | Yearly |
|---|---|---|
| United States | $5.99 | $29.99 |
| Canada | CAD 7.99 | CAD 39.99 |
| Brazil | BRL 39.90 | BRL 199.90 |
| Mexico | MXN 129 | MXN 599 |
Europe
| Country | Monthly | Yearly |
|---|---|---|
| Germany, France, Spain, Italy, Netherlands, Austria | €6.99 | €34.99 |
| United Kingdom | £5.99 | £29.99 |
| Switzerland | CHF 5.00 | CHF 25.00 |
| Sweden, Norway | 79 kr | 399 kr |
| Poland | PLN 29.99 | PLN 129.99 |
| Czech Republic | CZK 149 | CZK 799 |
| Ukraine | $6.99 | $34.99 |
Middle East
| Country | Monthly | Yearly |
|---|---|---|
| United Arab Emirates | AED 22.99 | AED 119.99 |
| Saudi Arabia | SAR 24.99 | SAR 129.99 |
| Qatar | QAR 19.99 | QAR 99.99 |
| Israel | ILS 19.90 | ILS 99.90 |
| Turkey | TRY 299.99 | TRY 1,499.99 |
Asia Pacific
| Country | Monthly | Yearly |
|---|---|---|
| Australia | AUD 9.99 | AUD 49.99 |
| Japan | ¥1,000 | ¥5,000 |
| South Korea | ₩8,800 | ₩44,000 |
| India | ₹599 | ₹2,999 |
| Singapore | SGD 8.98 | SGD 39.98 |
| China | CNY 38 | CNY 198 |
| Malaysia | MYR 29.90 | MYR 129.90 |
Prices shown are for the Premium Yearly plan unless noted. Family plan pricing is available in the App Store. Prices may change in line with App Store regional adjustments. The free tier is free in every country.
Yes, with a limit. DecentWealth is free to download and tracks up to 5 assets at no cost, permanently. The free tier includes all asset types (stocks, ETFs, crypto wallets, metals, real estate, vehicles, cash, loans), basic analytics, Apple Watch app, widgets, and Face ID lock. Premium unlocks unlimited assets and adds advanced analytics, iCloud sync, and tax export, starting at $29.99 per year in the US.
Premium unlocks six things: unlimited assets (free is capped at 5 total), Sector Allocation chart, Benchmark Comparison chart (vs S&P 500, NASDAQ, DAX, and others), Monthly Performance Heatmap, Dividend Analytics (calendar, income projections, yield tracking), iCloud sync across Apple devices, and tax report export as CSV or PDF. Asset tracking, basic analytics, Apple Watch app, widgets, and privacy features are all free.
Premium Yearly costs $29.99 per year in the United States, approximately $2.50 per month. This saves 58% compared to the monthly plan ($5.99/month). The Family plan is $49.99 per year for up to 6 people. In Europe, the yearly plan is €34.99. In the UK, £29.99. See the full regional pricing table above.
DecentWealth Premium costs $29.99 per year. Copilot costs $156 per year ($13/month) and requires an account with your financial data stored on their servers. That is 81% more expensive. Most other trackers that require an account are either free but ad-supported (meaning your financial data is used to generate revenue) or cost $50 to $200 per year. DecentWealth also includes features not available in competitors at any price tier: a native Apple Watch app, on-device storage with no account, 18 crypto networks without API keys, and full offline access.
Apple may offer a free trial depending on your region and App Store account history. Trial availability is shown in the App Store when you tap to subscribe. All core features are permanently free, so you can use the app fully before deciding whether Premium is useful for you.
The Family plan costs $49.99 per year in the US and covers up to 6 people through Apple Family Sharing. Each member gets their own iCloud sync and tax export access. Portfolios are private to each individual: family members do not see each other's holdings.
Subscriptions are managed through Apple, not through DecentWealth. To cancel: open Settings, tap your name, tap Subscriptions, find DecentWealth, and tap Cancel Subscription. You keep Premium access until the end of the current billing period. All your portfolio data stays on your device after cancellation and all free features continue to work.
No, but the free tier is limited to 5 assets total. Within that limit, stock, ETF, and crypto tracking are free: real-time prices, profit and loss, cost basis, and basic analytics. Premium removes the 5-asset cap and adds advanced analytics, iCloud sync, and tax export.
Most portfolio apps charge more because they run server infrastructure for every user's data, pay for brokerage API integrations like Plaid, and employ large teams to maintain cloud sync. DecentWealth stores data on your device, not on our servers. We do not connect to banks or brokerages. This means lower infrastructure costs and a lower price. Premium features are priced to reflect the value they add, not to subsidize free-tier users.
Download DecentWealth and track up to 5 assets for free. Upgrade to Premium for unlimited assets, advanced analytics, iCloud sync, and tax export.
Free to download. No account. No credit card. Learn more about the app