Your Net Worth Tracker Shouldn't Sell Your Data

Track everything: stocks, digital assets, real estate, retirement, cash, vehicles, and loans. One number. No account. No Plaid. No calls from financial advisors.

Download on the App Store
No Bank Linking No Account Required 7 Asset Classes
DecentWealth net worth tracker showing total wealth across all asset classes

When Mint shut down, most replacements required linking bank accounts through a third-party service. Your credentials go to them. Your data goes to their servers. Your behavior gets used to sell you financial products.

DecentWealth brings back the simple approach: you enter your holdings, your data stays on your iPhone.

7

Asset classes tracked

0

Banks linked to DecentWealth

$0

Per month for core features

Every Asset. One Number.

Your net worth is the total of everything you own minus everything you owe. DecentWealth tracks all of it in one private place, with no bank linking required.

  • All asset classes including stocks, real estate, retirement, digital assets, cash, and vehicles
  • Loans and liabilities automatically subtracted: mortgage, student loans, car loans
  • Allocation breakdown showing how your wealth is distributed across asset types
  • Net worth over time with historical chart so you can watch it grow

Manual entry only. No Plaid, no bank linking, no brokerage credentials.

Stocks and ETFs

Stocks & ETFs

Live prices

Digital assets

Digital Assets

18 networks

Real estate

Real Estate

Property value

Retirement

Retirement

401k, IRA, pension

Cash and savings

Cash & Savings

Emergency fund

Vehicles

Vehicles

Cars, motorcycles

Loans and liabilities

Loans & Liabilities

Mortgage, student loans, car loans — subtracted from total

Built around your privacy, not your data.

Your net worth data is among the most sensitive information you have. DecentWealth stores it on your device only, with no account to tie it to your identity and no servers to expose it.

No account required

No Account

Open the app and start tracking. No email, no password, no personal information. Nothing to link your portfolio to an identity.

On-device storage

On-Device Storage

Your net worth, holdings, and balance history live on your iPhone. We never see your data, even when updating live prices.

No tracking

No Tracking

No analytics, no behavioral data collection, no selling your financial profile to advertisers or advisors.

How DecentWealth Compares

Private net worth tracker vs typical wealth management apps

Feature DecentWealth Others
Account required No Yes
Bank linking (Plaid) Never Often required
Data stored on device Yes No — on their servers
Advisor sales calls Never Common with free tools
All 7 asset classes Yes Varies
Free for core features Yes Free or $15+/mo
Apple Watch app Yes Rarely

Apps with automatic account syncing are better if you want your bank balances to update without manual entry. DecentWealth is better if you prefer to keep your bank credentials with your bank and your net worth data on your device.

Try DecentWealth Free

Net Worth on Every Apple Device

iPhone, iPad, Apple Watch, and home screen widgets. Check your total wealth from your wrist without opening an app.

iPhone

Full net worth breakdown in your pocket.

DecentWealth iPhone app showing net worth and asset allocation

Apple Watch

Your total wealth on your wrist.

DecentWealth Apple Watch showing net worth summary

Start Tracking Your Net Worth in Minutes

1

Download the App

Free on the App Store. No account, no email, no credit card.

Download on the App Store
2

Add Your Holdings

Add stocks, real estate, retirement accounts, digital asset wallets, cash, vehicles, and loans. No brokerage login required.

3

See Your Net Worth

Total assets minus total liabilities: your real net worth, updated live as prices change. Allocation chart and performance history included.

Free Tool

Investment Growth Calculator

See how your portfolio grows over time. Enter your starting amount, monthly contribution, and expected return for an instant projection. Runs in your browser, nothing sent anywhere.

Investment growth calculator showing portfolio projections over time

Questions About the Net Worth Tracker

Is DecentWealth a Mint replacement?

DecentWealth does not sync bank accounts automatically the way Mint did. You enter your holdings manually. For people who want privacy, that is a benefit: your bank credentials stay with your bank and your net worth data stays on your iPhone. All the same asset categories Mint tracked are covered.

Does it require Plaid or bank linking?

No. DecentWealth uses manual entry only. You add holdings yourself by entering values directly. No Plaid connection, no bank credential sharing, and no third-party access to your accounts. Your bank credentials never leave your bank.

Does it track loans and liabilities?

Yes. Add your mortgage, student loans, car loans, and any other liabilities. DecentWealth subtracts the total from your assets automatically so your net worth number is accurate. This is the key difference between "total assets" and true net worth.

Which asset classes are supported?

DecentWealth tracks 7 asset classes: stocks and ETFs with live prices, digital asset wallets across 18 blockchain networks, real estate, retirement accounts including 401k and IRA, cash and savings, vehicles, and loans and liabilities. All contribute to your single net worth total.

How is this different from Empower Personal Capital?

Empower is free but its business model depends on using your financial data to sell you paid wealth management advisory. After linking accounts, many users receive frequent sales calls. DecentWealth has no advisory business. Your data stays on your device, we never see it, and there are no sales calls. Empower offers automatic account syncing. DecentWealth does not — you enter holdings manually to keep everything private.

Is the net worth tracker free?

Yes. All net worth tracking features are free: every asset class, the net worth total, portfolio breakdown, and performance history. Optional premium features include iCloud sync across Apple devices and tax report export. There is no subscription required to see your net worth.

Where is my net worth data stored?

All your holdings and net worth data are stored locally on your iPhone only. DecentWealth never sends your financial data to external servers. Optional iCloud sync uses your personal iCloud account with end-to-end encryption, so even with sync enabled, your data does not pass through DecentWealth servers.

Can I see my net worth on Apple Watch?

Yes. DecentWealth has a native Apple Watch app that shows your total net worth and portfolio summary on your wrist. Home screen and lock screen widgets are also available on iPhone and iPad so you can check your wealth at a glance without opening the app.

Know your net worth. Keep it private.

7 asset classes. No Plaid. No account. No advisor calls. Free on the App Store.

Download on the App Store
DecentWealth portfolio tracker app